If you don’t pay attention to your oral health and skip a few visits to the dentist, you could be risking dental issues in the future. Regular check-ups are essential, but many decide to skip them, usually because they’re not sure what’s covered by their dental insurance in Charlotte, NC. There’s no reason for you to make that mistake – keep reading to find out what procedures your Charlotte, NC, dentist from Aspire Dental Wellness can put on your dental insurance.
Why Is It Important That You Understand Your Dental Benefits?
Everyone deserves access to quality dental care, regardless of their financial situation. At Aspire Dental Wellness, we know that our patients have various Charlotte, NC, dental insurance options, and not all of them offer the same dental benefits. So, how can you make sure you fully understand what’s covered by the policy you’re paying for – and why is it important to know what’s covered by your benefits?
Dental benefits are the key to good oral health and healthy teeth. One of the main advantages of having insurance coverage for dental procedures is access to preventative care, such as routine cleanings and screenings. If you regularly visit your Charlotte dentist in SouthPark for routine dental check-ups, you’ll ensure that every problem that occurs is quickly addressed. You’ll also avoid developing some more complex conditions in the future, which would be more expensive to treat.
So, once you’re familiar with what your policy covers when it comes to oral health, you won’t be hesitant to pick up the phone and reserve your appointment with our Dr. Sladjana Bjelac. We are known for providing excellent care and stellar services regarding general dentistry in Charlotte, NC. You can see this for yourself by booking a dentist appointment at our clinic.
You Lose Money if You Let Your Dental Benefits Go to Waste
Apart from the most important thing – your oral hygiene and health – we must look at the financial aspect of utilizing your dental insurance. Many patients believe they need to save their benefits for a rainy day, but did you know that most dental plans have a “use it or lose it” policy?
This means your benefits for this year are valid only during the year – when the year ends, you’ll simply lose them, as they don’t transfer to the following year. In other words, if you don’t use your dental benefits, you might as well be pouring the money down the drain. So, instead of wasting even a dollar, why not figure out how to make the most of your insurance plan and reach the annual maximum?
Tips for Making the Most of Your Dental Insurance Options in Charlotte, NC
How to use everything your coverage offers? The most obvious tip is to regularly plan teeth cleanings and check-ups with your dentist in Charlotte, NC. Dental cleaning should be done every 4-6 months, so don’t worry – it doesn’t mean you’ll be visiting your dentist all the time. If some issues occur, it’s best to book your procedure as soon as possible. At Aspire Dental Wellness, we often recommend our patients make a reservation as soon as we determine what needs to be treated.
Many people wait until the end of the year to book their dentist appointments (simply because the benefits will run once the year ends). This means that the best dentists in Charlotte, NC, will be mostly booked as the end of year approaches. Avoid last-minute issues and plan ahead. We also recommend that you take some time to review your coverage plan. If you find some services you haven’t been using, check if your plan allows you to use those benefits on something else.
Dental insurance typically doesn’t cover cosmetic dentistry in Charlotte, NC, but you should still ask your provider about this. In cases when a cosmetic procedure is medically necessary, insurance may be able to cover a part of the cost, so it’s worth checking if this is an option for you. You may find out that you have more benefits than you initially thought.
How to Find Out What Your Dental Benefits Cover?
It’s usually difficult to navigate your insurance plan properly. Yes, most of the policies cover the basics, but the level of coverage varies from provider to provider. First, you need to understand three basic terms:
- Deductibles – The amount of money you pay out of pocket before your insurance coverage kicks in,
- Co-insurance – This is the part of the cost for dental services that you share with your insurance provider,
- Out-of-pocket maximum – This is a cap or a limit for the money you have to pay for covered services in a year that your plan covers.
Now that you know what these terms mean, you’re ready to untangle your coverage plan and figure out what procedures you can plan in the near future. Simply contact your insurance provider and ask whatever you need to know. They will be able to explain everything about your plan in detail.
Make an Inquiry About Your Dental Insurance in Charlotte, NC
If you inquire with your insurance provider about a certain procedure, and they confirm that your plan can cover it, the next question is – can you use those insurance benefits with your dentist in Charlotte, NC? Your insurance company confirming they cover a procedure doesn’t necessarily mean you’ll be able to use that insurance in every clinic in the city.
Therefore, it’s always recommended to call your dental office and ask them about your specific case. At Aspire Dental Wellness, we are always happy to answer any questions our patients might have, so don’t hesitate to contact us and ask anything about your dental insurance that seems confusing to you.
